2027 standard deduction
| Filing status | 2027 |
|---|---|
| Single | $16,600 |
| Married filing jointly | $33,200 |
| Head of household | $24,925 |
| Married filing separately | $16,600 |
Age 65 or older, or blind, adds $2,100 for an unmarried filer or $1,700 for each qualifying spouse. People 65 or older can also take the separate $6,000 senior deduction (each, through 2028), which shrinks above $75,000 of income ($150,000 on a joint return).
Which bracket am I in?
2027 tax brackets: single
| Rate | Taxable income | Tax owed |
|---|---|---|
| 10% | $0 to $12,800 | 10% of taxable income |
| 12% | $12,801 to $52,025 | $1,280 plus 12% of the amount over $12,800 |
| 22% | $52,026 to $109,125 | $5,987 plus 22% of the amount over $52,025 |
| 24% | $109,126 to $208,325 | $18,549 plus 24% of the amount over $109,125 |
| 32% | $208,326 to $264,550 | $42,357 plus 32% of the amount over $208,325 |
| 35% | $264,551 to $661,375 | $60,349 plus 35% of the amount over $264,550 |
| 37% | Over $661,375 | $199,237.75 plus 37% of the amount over $661,375 |
2027 tax brackets: married filing jointly
| Rate | Taxable income | Tax owed |
|---|---|---|
| 10% | $0 to $25,600 | 10% of taxable income |
| 12% | $25,601 to $104,050 | $2,560 plus 12% of the amount over $25,600 |
| 22% | $104,051 to $218,250 | $11,974 plus 22% of the amount over $104,050 |
| 24% | $218,251 to $416,650 | $37,098 plus 24% of the amount over $218,250 |
| 32% | $416,651 to $529,100 | $84,714 plus 32% of the amount over $416,650 |
| 35% | $529,101 to $793,650 | $120,698 plus 35% of the amount over $529,100 |
| 37% | Over $793,650 | $213,290.50 plus 37% of the amount over $793,650 |
2027 tax brackets: head of household
| Rate | Taxable income | Tax owed |
|---|---|---|
| 10% | $0 to $18,250 | 10% of taxable income |
| 12% | $18,251 to $69,650 | $1,825 plus 12% of the amount over $18,250 |
| 22% | $69,651 to $109,100 | $7,993 plus 22% of the amount over $69,650 |
| 24% | $109,101 to $208,300 | $16,672 plus 24% of the amount over $109,100 |
| 32% | $208,301 to $264,550 | $40,480 plus 32% of the amount over $208,300 |
| 35% | $264,551 to $661,350 | $58,480 plus 35% of the amount over $264,550 |
| 37% | Over $661,350 | $197,360 plus 37% of the amount over $661,350 |
2027 tax brackets: married filing separately
| Rate | Taxable income | Tax owed |
|---|---|---|
| 10% | $0 to $12,800 | 10% of taxable income |
| 12% | $12,801 to $52,025 | $1,280 plus 12% of the amount over $12,800 |
| 22% | $52,026 to $109,125 | $5,987 plus 22% of the amount over $52,025 |
| 24% | $109,126 to $208,325 | $18,549 plus 24% of the amount over $109,125 |
| 32% | $208,326 to $264,550 | $42,357 plus 32% of the amount over $208,325 |
| 35% | $264,551 to $396,825 | $60,349 plus 35% of the amount over $264,550 |
| 37% | Over $396,825 | $106,645.25 plus 37% of the amount over $396,825 |
The overtime, tips, senior and car loan interest deductions still apply for 2027 (they run through 2028), on top of the standard deduction.
For the return you file in 2027, see the 2026 tax brackets and the tax refund calculator.
Common questions
What is the standard deduction for 2027? $16,600 for single filers and married filing separately, $33,200 for married couples filing jointly and $24,925 for heads of household. People 65 or older or blind add $2,100 if unmarried or $1,700 per qualifying spouse.
What are the 2027 tax brackets for single filers? Seven rates from 10% to 37%. The 12% bracket starts above $12,800 of taxable income and the 37% bracket above $661,375.
When do the 2027 brackets apply? To income earned in 2027, on the return you file in 2028. The return you file in 2027 uses the 2026 brackets.
Updated November 7, 2026. Sources: IRS Rev. Proc. 2026-35, released with IRS news release IR-2026-133 on November 5, 2026, sections 3.01 and 3.15; Internal Revenue Code §151(d)(5)(C) (senior deduction).